The newest product from Ocho for business owners that make $200K+ in profit annually.

Ocho Black is hands-on financial planning, execution and investment advice for you, your business and your family.

It costs $1,000 a month and can be paid for by your business directly and is fully tax-deductible.

A one-stop shop to manage your money for you and your business

Investment Advice

• No-fee investment management and advice — typical services charge 0.5%-1.5% a year!
  • We’ll review and monitor all your investment accounts and make recommendations
  • Identify opportunities for tax-loss harvesting
• Help sourcing, vetting and executing on boutique accredited investments
  • Venture and private equity fund investments
  • Real estate deals
  • Startup investments

Tax Planning

• Analyze your past personal and business tax returns (Form 1040) and identify any opportunities for tax savings
• Help you figure out business tax deductions and how to set it up in the best possible way to make tax filing as easy as possible
• Identify which other tax-deferred accounts can make sense for your situation - including HSA’s, 529’s and more and help you set them up and execute strategy.
• Can work with your CPA directly or help you find one to make it as easy as possible on you.

Retirement and Estate Planning

• Entity formation for any retirement accounts you may need - IRA’s, SEP IRA’s, Solo401k’s. This also includes self-directed IRA’s if you intend to hold alternative investments.
• Help calculating the optimal amount to contribute to each type of retirement account and what tax status to use
• Execution for advanced retirement tax planning strategies like the Backdoor Roth IRA and Mega Backdoor Roth 401k